Tennessee Housing Development Agency
THDA Homeownership Assistance Program is available in Alcoa, TN.
Down payment assistance for first-time homebuyers in Tennessee. Combined with a 30-year fixed-rate mortgage through participating lenders. Down payment grant does not require repayment if home is owner-occupied for 15 years.
Grant amount varies by county and income; forgiven after 15 years of occupancy
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Alcoa, TN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Alcoa, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $25,000 down payment assistance.
Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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