Pennsylvania Housing Finance Agency (PHFA)
PHFA Keystone Advantage Assistance Loan is available to homeowners in Allentown, PA.
Down payment and closing cost assistance loan paired with PHFA mortgage. Provides 2% (non-targeted areas) or 4% (targeted areas including Allentown) of purchase price. Repayable when home is sold, refinanced, or no longer primary residence.
Loan amount is 4% of purchase price in Allentown (targeted area)
Verified against Pennsylvania Housing Finance Agency (PHFA)'s official page on 2026-06-17.
Data last verified 2026-05-25. How we verify our data.
In Allentown, PA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Allentown, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $6,000.
PHFA Keystone Advantage Assistance Loan is open to homeowners in Allentown, PA.
Apply directly with Pennsylvania Housing Finance Agency (PHFA) using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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