PHFA HOMEstead Downpayment & Closing Cost Assistance

Pennsylvania Housing Finance Agency

Available Down Payment

About This Program

PHFA HOMEstead Downpayment & Closing Cost Assistance is available in Altoona, PA.

Statewide downpayment and closing cost assistance for first-time homebuyers purchasing in Blair County. Grant of up to $10,000 does not require repayment if home is owner-occupied for 5 years.

Grant forgiven after 5 years of owner occupancy, no monthly payment

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Altoona, PA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 for downpayment and closing costs
  • Income limits vary by household size
  • Must be first-time homebuyer or not owned in 3 years
  • Grant forgiven after 5 years of occupancy
  • Can be combined with PHFA mortgage products

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

A grant-savvy contractor in Altoona, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can PHFA HOMEstead Downpayment & Closing Cost Assistance provide in Altoona, PA?

Up to $10,000 grant.

How do I apply for PHFA HOMEstead Downpayment & Closing Cost Assistance in Altoona, PA?

Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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