AHFC Tax-Exempt First Mortgage Program

Alaska Housing Finance Corporation (AHFC)

Available Down Payment

About This Program

AHFC Tax-Exempt First Mortgage Program is available to homeowners in Anchorage, AK.

AHFC's tax-exempt mortgage program provides below-market interest rate financing for eligible Alaskan homebuyers and homeowners. The program offers reduced mortgage rates funded through tax-exempt bond issuances, making homeownership more affordable in Alaska's high-cost market. Income and purchase price limits apply; check AHFC's current limits table. Veterans may qualify for additional benefits under special AHFC programs.

Rates are typically 0.25%-1.0% below conventional market rates. For a $400,000 mortgage, a 0.5% rate reduction saves approximately $100/month or $1,200/year.

Official source site checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In Anchorage, AK, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market mortgage rates for income-eligible Alaska homebuyers
  • Tax-exempt bond financing, typically 0.25%-1.0% below market rates
  • Income and purchase price limits apply, check AHFC table
  • Special programs available for first-time buyers and veterans
  • Contact AHFC Anchorage: 907-338-6100 or 800-478-2432 (AK toll-free)

How to Apply

A grant-savvy contractor in Anchorage, AK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for AHFC Tax-Exempt First Mortgage Program in Anchorage?

AHFC Tax-Exempt First Mortgage Program is open to homeowners in Anchorage, AK. It serves veterans and military families.

How do I apply for AHFC Tax-Exempt First Mortgage Program in Anchorage, AK?

Apply directly with Alaska Housing Finance Corporation (AHFC) using the official program link on this page or call 907-338-6100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Anchorage, AK

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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