Florida Housing Finance Corporation
Florida First Time Homebuyer Program is available to homeowners in Arcadia, FL.
Down payment and closing cost assistance for first-time homebuyers in Florida. Assistance is a zero-interest, 30-year forgivable second mortgage. Must combine with first mortgage from participating lender and complete homebuyer education course.
Forgivable second mortgage; forgiven after 30 years of homeownership
Data last verified 2026-06-09. How we verify our data.
In Arcadia, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Arcadia, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment assistance up to $17,500.
Florida First Time Homebuyer Program is open to homeowners in Arcadia, FL.
Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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