New Jersey Housing and Mortgage Finance Agency
NJHMFA Home Buyer Programs is available to homeowners in Atlantic City, NJ.
Down payment and closing cost assistance for first-time homebuyers in New Jersey. Offers low-interest mortgages combined with up to $10,000 in down payment/closing cost grants. Income limits vary by county; Atlantic County limit is approximately $126,350 for families of 3+.
Down payment assistance grant up to $10,000 plus competitive mortgage rate
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Atlantic City, NJ, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Atlantic City, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round with participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $10,000 down payment assistance.
NJHMFA Home Buyer Programs is open to homeowners in Atlantic City, NJ.
Apply directly with New Jersey Housing and Mortgage Finance Agency using the official program link on this page or call (609) 278-7400. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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