How much can MaineHousing First Home Loan provide in Augusta, ME?

Mortgage with down payment assistance up to 3.5%.

How do I apply for MaineHousing First Home Loan in Augusta, ME?

Apply directly with MaineHousing using the official program link on this page or call (800) 452-4668. There is no middleman and no fee.

MaineHousing First Home Loan, Augusta, ME

About This Program

MaineHousing First Home Loan is available in Augusta, ME.

Provides affordable mortgage financing for first-time homebuyers in Maine with down payment and closing cost assistance. Offers competitive interest rates and requires homebuyer education. Income and purchase price limits apply.

Down payment assistance shown as percentage of purchase price; typical 3.5% on median home

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Augusta, ME, you can combine this program with other local help to cut your cost:

FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs

Key Details

Down payment assistance up to 3.5% of purchase price
Competitive interest rates
Homebuyer education required
Income and purchase price limits apply
For first-time homebuyers or those who haven't owned in 3 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 452-4668

A grant-savvy contractor in Augusta, ME can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
A government-issued photo ID for every owner on title.
Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
The program's own application form, completed (use the official link or phone number on this page).

Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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MaineHousing First Home Loan

About This Program

Key Details

How to Apply

Your application paperwork

Questions about this program?

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