Georgia CHDO Down Payment Assistance

Georgia Department of Community Affairs

Waitlist Down Payment

About This Program

Georgia CHDO Down Payment Assistance is available to homeowners in Augusta, GA.

Down payment and closing cost assistance for first-time homebuyers in Augusta working with Community Housing Development Organizations (CHDOs). Forgivable loan if buyer remains in home for required period, typically 5 years.

Forgivable loan for down payment and closing costs, forgiven after 5 years

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Augusta, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment and closing cost assistance
  • For first-time homebuyers
  • Income at or below 80% area median income
  • Forgivable after 5 years of occupancy
  • Must work with approved CHDO

How to Apply

A grant-savvy contractor in Augusta, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local CHDO for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Georgia CHDO Down Payment Assistance provide in Augusta, GA?

Up to $10,000 forgivable loan.

Who qualifies for Georgia CHDO Down Payment Assistance in Augusta?

Georgia CHDO Down Payment Assistance is open to homeowners in Augusta, GA. It prioritizes low-income households.

How do I apply for Georgia CHDO Down Payment Assistance in Augusta, GA?

Apply directly with Georgia Department of Community Affairs using the official program link on this page or call (404) 679-4840. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Augusta, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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