Georgia Housing and Finance Authority
Georgia Homeownership Tax Credit is available to homeowners in Augusta, GA.
Federal mortgage credit certificate (MCC) program administered by GHFA allowing first-time homebuyers in Augusta to claim a federal tax credit equal to a portion of mortgage interest paid annually. Credit can be claimed for life of the loan.
Annual tax credit equals 20-50% of mortgage interest paid, depending on program
Official program page checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Augusta, GA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Augusta, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available with qualifying mortgages
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000 annual tax credit.
Georgia Homeownership Tax Credit is open to homeowners in Augusta, GA.
Apply directly with Georgia Housing and Finance Authority using the official program link on this page or call (404) 679-4840. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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