Texas State Affordable Housing Corporation (TSAHC)
Home Sweet Texas Home Loan Program (TSAHC) is available in Austin, TX.
The Home Sweet Texas Home Loan Program provides 30-year fixed-rate mortgage loans combined with down payment assistance of up to 5% of the loan amount to low- and moderate-income Texas homebuyers. Assistance can be structured as a grant (no repayment) or a deferred forgivable second lien (forgiven if the buyer remains in the home for three years). No first-time homebuyer requirement; minimum 620 credit score needed.
Down payment assistance is 3%-5% of the mortgage loan amount. On a $250,000 home purchase, assistance could be $7,500-$12,500. Income limits and purchase price caps vary by county.
Verified against Texas State Affordable Housing Corporation (TSAHC)'s official page on 2026-06-17.
Data last verified 2026-04-03. How we verify our data.
In Austin, TX, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Austin, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, continuous program
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to 5% of loan amount as down payment assistance.
Apply directly with Texas State Affordable Housing Corporation (TSAHC) using the official program link on this page or call 877-508-4611. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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