Washington State Housing Finance Commission Home Advantage

Washington State Housing Finance Commission

Available Down Payment

About This Program

Washington State Housing Finance Commission Home Advantage is available to homeowners in Bainbridge Island, WA.

Provides down payment and closing cost assistance for first-time homebuyers in Washington State. Assistance is provided as a deferred second mortgage at 0% interest, due upon sale or refinance of the home.

Down payment assistance provided as deferred loan

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bainbridge Island, WA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $30,000
  • For first-time homebuyers in Washington
  • 0% interest deferred second mortgage
  • Income limits apply by county
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Bainbridge Island, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Washington State Housing Finance Commission Home Advantage provide in Bainbridge Island, WA?

Down payment assistance up to $30,000.

Who qualifies for Washington State Housing Finance Commission Home Advantage in Bainbridge Island?

Washington State Housing Finance Commission Home Advantage is open to homeowners in Bainbridge Island, WA.

How do I apply for Washington State Housing Finance Commission Home Advantage in Bainbridge Island, WA?

Apply directly with Washington State Housing Finance Commission using the official program link on this page or call (800) 767-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bainbridge Island, WA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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