California Housing Finance Agency
CalHFA First-Time Homebuyer Program is available to homeowners in Bakersfield, CA.
CalHFA first mortgage program for first-time homebuyers in Bakersfield with competitive interest rates and down payment assistance options. Income and purchase price limits apply; combines with various CalHFA down payment programs.
Low-rate mortgage with optional down payment assistance
Data last verified 2026-05-25. How we verify our data.
In Bakersfield, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Bakersfield, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this programCalHFA First-Time Homebuyer Program is open to homeowners in Bakersfield, CA.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs