California Housing Finance Agency (CalHFA)
California Housing Finance Agency CalHFA MyHome Assistance is available to homeowners in Bakersfield, CA.
CalHFA down payment assistance for first-time homebuyers in Bakersfield. Provides 3% or 3.5% of purchase price as deferred-payment junior loan with CalHFA first mortgage. Must meet income and purchase price limits.
Down payment assistance loan based on purchase price
Data last verified 2026-05-25. How we verify our data.
In Bakersfield, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Bakersfield, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program
Ask us. It is free, and a real person answers within a business day.
Email us about this program3% or 3.5% down payment assistance.
California Housing Finance Agency CalHFA MyHome Assistance is open to homeowners in Bakersfield, CA.
Apply directly with California Housing Finance Agency (CalHFA) using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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