PHFA Keystone Advantage Assistance Loan

Pennsylvania Housing Finance Agency

Available Down Payment

About This Program

PHFA Keystone Advantage Assistance Loan is available in Baldwin, PA.

Down payment and closing cost assistance loan for first-time homebuyers in Pennsylvania. The loan is 0% interest and fully forgivable if you remain in the home for 10 years. Must be used with a PHFA first mortgage.

Forgivable loan after 10 years of homeownership

Verified against Pennsylvania Housing Finance Agency's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Baldwin, PA, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest loan up to $24,999
  • For down payment and closing costs
  • Fully forgivable after 10 years
  • First-time homebuyers only
  • Must be paired with PHFA mortgage

How to Apply

Get free help applying Visit Official Program Page Track this program

(855) 827-3466

A grant-savvy contractor in Baldwin, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can PHFA Keystone Advantage Assistance Loan provide in Baldwin, PA?

Up to $6,000.

How do I apply for PHFA Keystone Advantage Assistance Loan in Baldwin, PA?

Apply directly with Pennsylvania Housing Finance Agency using the official program link on this page or call (855) 827-3466. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Baldwin, PA contractors

Find More Programs in Baldwin, PA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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