Maine State Housing FirstHome Loan

Maine State Housing Authority

Available Down Payment

About This Program

Maine State Housing FirstHome Loan is available to homeowners in Bangor, ME.

Below-market interest rate mortgages for first-time homebuyers in Maine. Includes optional down payment and closing cost assistance grants. Income and purchase price limits apply.

Down payment assistance grant available to eligible buyers

Verified against Maine State Housing Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Bangor, ME, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market mortgage rates for first-time buyers
  • Optional down payment assistance up to $7,500
  • Income and purchase price limits apply
  • Must complete homebuyer education
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Bangor, ME can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round lending

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Maine State Housing FirstHome Loan in Bangor?

Maine State Housing FirstHome Loan is open to homeowners in Bangor, ME.

How do I apply for Maine State Housing FirstHome Loan in Bangor, ME?

Apply directly with Maine State Housing Authority using the official program link on this page or call (207) 626-4600. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bangor, ME

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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