Barnstable Affordable Housing Growth and Development Trust Fund

Town of Barnstable Housing Division

Waitlist Down Payment

About This Program

Barnstable Affordable Housing Growth and Development Trust Fund is available in Barnstable, MA.

Provides down payment and closing cost assistance to first-time homebuyers purchasing deed-restricted affordable units in Barnstable. Deferred payment loan secured by second mortgage, due upon sale or refinance.

Typical assistance is $40,000 as deferred payment loan

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Barnstable, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $50,000 for down payment and closing costs
  • First-time homebuyers only
  • Income at or below 100% AMI required
  • Deed-restricted affordable units only
  • Deferred payment loan, due at sale or refinance

How to Apply

A grant-savvy contractor in Barnstable, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Check for lottery openings

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Barnstable Affordable Housing Growth and Development Trust Fund provide in Barnstable, MA?

Up to $50,000 down payment assistance.

How do I apply for Barnstable Affordable Housing Growth and Development Trust Fund in Barnstable, MA?

Apply directly with Town of Barnstable Housing Division using the official program link on this page or call (508) 862-4610. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Barnstable, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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