Massachusetts Housing Finance Agency
MassHousing HOME Fund Mortgage is available in Barnstable, MA.
Affordable mortgage product for first-time homebuyers in Barnstable with down payment as low as 3%. Offers competitive fixed interest rates and allows for down payment assistance and closing cost gifts from approved sources.
Provides access to below-market mortgage rates, typically 0.25-0.5% lower than conventional
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Barnstable, MA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Barnstable, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing
Ask us. It is free, and a real person answers within a business day.
Email us about this programApply directly with Massachusetts Housing Finance Agency using the official program link on this page or call (800) 882-1154. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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