Maryland Mortgage Program (MMP)

Maryland Housing Finance Authority

Available Down Payment

About This Program

Maryland Mortgage Program (MMP) is available in Bel Air South, MD.

Provides low-interest mortgages and down payment assistance to eligible first-time homebuyers in Maryland. Includes optional down payment and closing cost assistance up to $25,000 with deferred payment structure.

Down payment assistance varies by need; typical assistance $10,000-$25,000 deferred loan

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bel Air South, MD, you can combine this program with other local help to cut your cost:

Key Details

  • Low-interest mortgage for first-time buyers
  • Down payment assistance up to $25,000
  • Income limits vary by county and household size
  • Must complete homebuyer education course
  • Deferred payment assistance forgiven after 15 years

How to Apply

A grant-savvy contractor in Bel Air South, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Maryland Mortgage Program (MMP) provide in Bel Air South, MD?

Down payment assistance up to $25,000.

How do I apply for Maryland Mortgage Program (MMP) in Bel Air South, MD?

Apply directly with Maryland Housing Finance Authority using the official program link on this page or call (800) 638-7781. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bel Air South, MD

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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