New Jersey Housing and Mortgage Finance Agency
NJHMFA First-Time Homebuyer Down Payment Assistance is available to homeowners in Belleville, NJ.
NJHMFA provides down payment and closing cost assistance to first-time homebuyers in Belleville. Forgivable second mortgage combined with low-interest first mortgage to make homeownership more affordable for income-eligible buyers.
Down payment assistance for first-time homebuyers, forgivable over time
Verified against New Jersey Housing and Mortgage Finance Agency's official page on 2026-06-17.
Data last verified 2026-06-09. How we verify our data.
In Belleville, NJ, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Belleville, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round applications subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000.
NJHMFA First-Time Homebuyer Down Payment Assistance is open to homeowners in Belleville, NJ.
Apply directly with New Jersey Housing and Mortgage Finance Agency using the official program link on this page or call (609) 278-7400. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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