St. Clair County Intergovernmental Grants Department
St. Clair County First-Time Homebuyer Program is available in Belleville, IL.
Provides down payment and closing cost assistance to first-time homebuyers in St. Clair County with income at or below 80% AMI. Forgivable loan after 5 years. Must complete homebuyer education course and meet credit requirements.
Forgivable loan for down payment and closing costs
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Belleville, IL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Belleville, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Waitlist currently open
Ask us. It is free, and a real person answers within a business day.
Email us about this programDown payment assistance up to $15,000.
St. Clair County First-Time Homebuyer Program is available in Belleville, IL. It prioritizes low-income households.
Apply directly with St. Clair County Intergovernmental Grants Department using the official program link on this page or call (618) 825-2005. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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