Washington State Housing Finance Commission
Washington State Housing Finance Commission Home Advantage is available in Bellingham, WA.
Low-interest mortgage with optional down payment assistance for first-time and repeat homebuyers in Washington State. Income limits vary by county; in Whatcom County, limits are approximately $136,000 for 1-2 person household. Includes homebuyer education requirement.
Down payment assistance available as loan or grant depending on program option
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Bellingham, WA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Bellingham, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programApply directly with Washington State Housing Finance Commission using the official program link on this page or call (800) 767-4663. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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