California Housing Finance Agency
CalHFA Dream For All Shared Appreciation Loan is available in Berkeley, CA.
Provides down payment assistance equal to 20% of home purchase price for first-time California homebuyers. This is a shared appreciation loan due when the home is sold, refinanced, or title transfers.
Loan amount is 20% of purchase price, repaid with appreciation share upon sale
Data last verified 2026-06-09. How we verify our data.
In Berkeley, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Berkeley, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Program oversubscribed, check for reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this program20% down payment assistance.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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