Michigan STEP Forward Down Payment Assistance

Michigan State Housing Development Authority

Available Down Payment

About This Program

Michigan STEP Forward Down Payment Assistance is available to homeowners in Birmingham, MI.

Down payment and closing cost assistance for first-time homebuyers in Michigan purchasing in targeted areas. Provides $7,500 grant that does not need to be repaid if you stay in the home for 5 years. Must be combined with an MI Home Loan.

Grant for down payment and closing costs, forgiven after 5 years

Data last verified 2026-06-09. How we verify our data.

In Birmingham, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $7,500 for down payment and closing costs
  • Must be first-time homebuyer (with some exceptions)
  • Forgiven after 5 years of occupancy
  • Must use with MI Home Loan program
  • Income and purchase price limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 373-8370

A grant-savvy contractor in Birmingham, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Michigan STEP Forward Down Payment Assistance provide in Birmingham, MI?

Up to $7,500 down payment assistance.

Who qualifies for Michigan STEP Forward Down Payment Assistance in Birmingham?

Michigan STEP Forward Down Payment Assistance is open to homeowners in Birmingham, MI.

How do I apply for Michigan STEP Forward Down Payment Assistance in Birmingham, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 373-8370. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Birmingham, MI contractors

Find More Programs in Birmingham, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs