ND Housing Finance Agency
North Dakota FirstHome Down Payment Assistance is available in Bismarck, ND.
Forgivable second mortgage up to $15,000 to assist with down payment and closing costs for first-time homebuyers in Bismarck. Forgiven at 20% per year over 5 years. Must meet income limits and complete homebuyer education.
Second mortgage forgiven 20% annually over 5 years
Official program page checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Bismarck, ND, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Bismarck, ND can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Apply through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 down payment loan.
Apply directly with ND Housing Finance Agency using the official program link on this page or call (701) 328-8080. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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