Minnesota Housing First Generation Homebuyer Program

Minnesota Housing Finance Agency

Available Down Payment

About This Program

Minnesota Housing First Generation Homebuyer Program is available in Blaine, MN.

Down payment and closing cost assistance for first-generation homebuyers whose parents do not own a home. Provides forgivable second mortgage of up to $15,000, forgiven over 10 years. Available statewide through participating lenders.

Forgivable loan, forgiven at 10% per year over 10 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Blaine, MN, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 forgivable down payment assistance
  • For first-generation homebuyers
  • Parents cannot own a home
  • Forgiven over 10 years
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Blaine, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling through approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Minnesota Housing First Generation Homebuyer Program provide in Blaine, MN?

Up to $15,000 down payment assistance.

How do I apply for Minnesota Housing First Generation Homebuyer Program in Blaine, MN?

Apply directly with Minnesota Housing Finance Agency using the official program link on this page or call (800) 710-8871. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Blaine, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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