Bloomington HOME Down Payment Assistance

City of Bloomington / HUD HOME Funds

Available Down Payment

About This Program

Bloomington HOME Down Payment Assistance is available in Bloomington, IL.

HUD HOME-funded down payment and closing cost assistance for first-time homebuyers purchasing in Bloomington city limits. Loan forgiven after 5 years of owner-occupancy.

Forgivable loan for down payment and closing costs, 5-year term

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Bloomington, IL, you can stack it with local programs like these:

Key Details

  • Up to $15,000 for down payment and closing costs
  • First-time homebuyer required
  • Income at or below 120% AMI
  • Must purchase in Bloomington city limits
  • Forgiven after 5 years of occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(309) 434-2225

A grant-savvy contractor in Bloomington, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Bloomington HOME Down Payment Assistance provide in Bloomington, IL?

Up to $15,000 forgivable loan.

How do I apply for Bloomington HOME Down Payment Assistance in Bloomington, IL?

Apply directly with City of Bloomington / HUD HOME Funds using the official program link on this page or call (309) 434-2225. There is no middleman and no fee.

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