Indiana Housing & Community Development Authority
Indiana Mortgage Credit Certificate (MCC) is available to homeowners in Bloomington, IN.
Federal tax credit converting 20% of annual mortgage interest into a dollar-for-dollar federal tax credit for first-time homebuyers in Bloomington. Credit is claimed annually on federal tax returns for the life of the loan. Income and purchase price limits apply. Must use participating lender.
Credit equals 20% of annual mortgage interest, up to $2,000 per year
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Bloomington, IN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Bloomington, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, apply at closing
Ask us. It is free, and a real person answers within a business day.
Email us about this programAnnual federal tax credit up to $2,000.
Indiana Mortgage Credit Certificate (MCC) is open to homeowners in Bloomington, IN.
Apply directly with Indiana Housing & Community Development Authority using the official program link on this page or call (317) 232-7777. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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