Louisiana Housing Corporation Mortgage Credit Certificate

Louisiana Housing Corporation

Available Down Payment

About This Program

Louisiana Housing Corporation Mortgage Credit Certificate is available in Bossier City, LA.

Federal tax credit that allows first-time homebuyers in Louisiana to claim up to 40% of their annual mortgage interest as a direct credit on their federal income taxes. Must obtain MCC before closing on home purchase.

Tax credit equals approximately 40% of annual mortgage interest paid

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Bossier City, LA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to 40% of mortgage interest as federal tax credit
  • Available to first-time homebuyers in Louisiana
  • Income and purchase price limits apply
  • Must apply before closing on home
  • Credit available every year you own the home

How to Apply

A grant-savvy contractor in Bossier City, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to federal allocation

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Louisiana Housing Corporation Mortgage Credit Certificate provide in Bossier City, LA?

Up to $2,000 annual tax credit.

How do I apply for Louisiana Housing Corporation Mortgage Credit Certificate in Bossier City, LA?

Apply directly with Louisiana Housing Corporation using the official program link on this page or call (225) 763-8700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bossier City, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs