Florida Housing First-Time Homebuyer Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Florida Housing First-Time Homebuyer Program is available to homeowners in Bradenton, FL.

Down payment and closing cost assistance for first-time homebuyers in Florida. Offered as a 30-year, 0% interest second mortgage that is fully forgiven after 30 years. Combined with below-market rate first mortgage. Income and purchase price limits apply.

Down payment assistance loan is forgiven after 30 years of residency

Data last verified 2026-06-09. How we verify our data.

In Bradenton, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 for down payment and closing costs
  • 0% interest second mortgage, forgiven after 30 years
  • Must be first-time homebuyer or not owned home in 3 years
  • Income and purchase price limits apply
  • Must complete homebuyer education course

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 488-4197

A grant-savvy contractor in Bradenton, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Subject to program funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Florida Housing First-Time Homebuyer Program provide in Bradenton, FL?

Up to $7,500 down payment assistance.

Who qualifies for Florida Housing First-Time Homebuyer Program in Bradenton?

Florida Housing First-Time Homebuyer Program is open to homeowners in Bradenton, FL.

How do I apply for Florida Housing First-Time Homebuyer Program in Bradenton, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.

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