CHFA Mortgage Credit Certificate (MCC)

Colorado Housing and Finance Authority

Available Down Payment

About This Program

CHFA Mortgage Credit Certificate (MCC) is available in Broomfield, CO.

Federal tax credit that allows first-time homebuyers to claim up to 50% of their annual mortgage interest as a direct tax credit (not a deduction). Credit continues for the life of the mortgage as long as the home remains your primary residence.

Estimated first-year tax credit based on typical mortgage interest

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Broomfield, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Federal tax credit of up to 50% of mortgage interest
  • For first-time homebuyers in Colorado
  • Income limits at 140% area median
  • Credit continues for life of mortgage
  • Can combine with CHFA down payment assistance

How to Apply

A grant-savvy contractor in Broomfield, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can CHFA Mortgage Credit Certificate (MCC) provide in Broomfield, CO?

Federal tax credit of up to 50% of mortgage interest.

How do I apply for CHFA Mortgage Credit Certificate (MCC) in Broomfield, CO?

Apply directly with Colorado Housing and Finance Authority using the official program link on this page or call (800) 877-2432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Broomfield, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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