Virginia Housing First-Time Homebuyer Loans

Virginia Housing (VHDA)

Available Down Payment

About This Program

Virginia Housing First-Time Homebuyer Loans is available in Buckhall, VA.

Virginia Housing offers competitive mortgage loans with down payment assistance for first-time homebuyers and those who haven't owned a home in three years. Down payment assistance up to $7,500 or 2.5% of loan amount. Income and purchase price limits apply.

Typical down payment assistance for qualifying buyers

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Buckhall, VA, you can combine this program with other local help to cut your cost:

Key Details

  • Competitive mortgage rates for first-time buyers
  • Down payment assistance up to $7,500
  • Income limits apply by locality
  • Available through approved lenders
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 843-2123

A grant-savvy contractor in Buckhall, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for Virginia Housing First-Time Homebuyer Loans in Buckhall, VA?

Apply directly with Virginia Housing (VHDA) using the official program link on this page or call (877) 843-2123. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Buckhall, VA contractors

Find More Programs in Buckhall, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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