SC Housing Down Payment Assistance

South Carolina State Housing Finance and Development Authority

Available Down Payment

About This Program

SC Housing Down Payment Assistance is available in Camden, SC.

Down payment and closing cost assistance for first-time homebuyers in South Carolina. Provided as a deferred, forgivable loan that requires no monthly payments and is forgiven after 15 years of occupancy.

Forgivable loan for down payment and closing costs, forgiven after 15 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Camden, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 or 5% of purchase price
  • First-time homebuyers (some exceptions apply)
  • Income limits based on county median income
  • Forgivable loan, no monthly payments
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Camden, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available year-round through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How do I apply for SC Housing Down Payment Assistance in Camden, SC?

Apply directly with South Carolina State Housing Finance and Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Camden, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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