IHDA 1stHome Illinois Down Payment Assistance

Illinois Housing Development Authority

Available Down Payment

About This Program

IHDA 1stHome Illinois Down Payment Assistance is available to homeowners in Carbondale, IL.

Down payment and closing cost assistance for first-time homebuyers purchasing in Illinois. Grant does not require repayment. Must be used in conjunction with IHDA first mortgage program and complete homebuyer education.

Grant covers down payment and closing costs, no repayment required

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Carbondale, IL, you can combine this program with other local help to cut your cost:

Key Details

  • Grant up to $10,000 for down payment/closing costs
  • First-time homebuyer requirement
  • Must complete homebuyer education
  • No repayment required
  • Available statewide including Carbondale

How to Apply

A grant-savvy contractor in Carbondale, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds last

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can IHDA 1stHome Illinois Down Payment Assistance provide in Carbondale, IL?

Up to $10,000 grant.

Who qualifies for IHDA 1stHome Illinois Down Payment Assistance in Carbondale?

IHDA 1stHome Illinois Down Payment Assistance is open to homeowners in Carbondale, IL.

How do I apply for IHDA 1stHome Illinois Down Payment Assistance in Carbondale, IL?

Apply directly with Illinois Housing Development Authority using the official program link on this page or call (312) 836-5200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Carbondale, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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