Georgia Dream Homeownership Program

Georgia Housing and Finance Authority (GHFA)

Available Down Payment

About This Program

Georgia Dream Homeownership Program is available in Carrollton, GA.

Down payment and closing cost assistance for first-time homebuyers in Georgia. Offers low fixed-rate mortgages combined with down payment assistance grants or forgivable loans. Income and purchase price limits apply.

Down payment assistance grant amount varies by program option selected

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Carrollton, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance for first-time buyers
  • Up to $7,500 in assistance available
  • Low fixed-rate mortgage options
  • Income and purchase price limits apply
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Carrollton, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Georgia Dream Homeownership Program provide in Carrollton, GA?

Down payment assistance up to $7,500.

How do I apply for Georgia Dream Homeownership Program in Carrollton, GA?

Apply directly with Georgia Housing and Finance Authority (GHFA) using the official program link on this page or call (800) 359-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Carrollton, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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