My First Texas Home Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

My First Texas Home Program is available in Carrollton, TX.

Down payment and closing cost assistance for first-time homebuyers in Texas. Forgivable loan that requires no monthly payment and is forgiven after maintaining occupancy for 10 years. Paired with 30-year fixed-rate mortgage at competitive rates.

Forgivable loan up to $15,000, no repayment if you stay 10 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Carrollton, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 forgivable loan for down payment
  • First-time homebuyers only
  • Income limits apply by county
  • Forgiven after 10 years of occupancy
  • Paired with competitive mortgage rates

How to Apply

A grant-savvy contractor in Carrollton, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can My First Texas Home Program provide in Carrollton, TX?

Up to $15,000 down payment assistance.

How do I apply for My First Texas Home Program in Carrollton, TX?

Apply directly with Texas State Affordable Housing Corporation using the official program link on this page or call (877) 508-7242. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Carrollton, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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