CHFA Down Payment Assistance

Colorado Housing and Finance Authority

Available Down Payment

About This Program

CHFA Down Payment Assistance is available in Centennial, CO.

Down payment assistance grants and forgivable second mortgages for first-time homebuyers in Colorado. Provides 3-5% of purchase price toward down payment and closing costs when combined with CHFA first mortgage. Income and purchase price limits apply.

Typical down payment assistance amount based on median home price in area

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Centennial, CO, you can combine this program with other local help to cut your cost:

Key Details

  • 3-5% of purchase price for down payment help
  • Must be first-time homebuyer in Colorado
  • Income and purchase price limits apply
  • Combine with CHFA first mortgage
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Centennial, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing; check with participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for CHFA Down Payment Assistance in Centennial, CO?

Apply directly with Colorado Housing and Finance Authority using the official program link on this page or call (800) 877-2432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Centennial, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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