Fairfax County First-Time Homebuyer Loan

Fairfax County Redevelopment & Housing Authority

Available Down Payment

About This Program

Fairfax County First-Time Homebuyer Loan is available in Centerville, VA.

Deferred, zero-interest loan for down payment and closing costs for first-time homebuyers in Fairfax County. Loan is due when property is sold, refinanced, or no longer owner-occupied. Income limits apply.

Zero-interest deferred loan, repaid only when home is sold

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Centerville, VA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment/closing costs
  • Zero-interest deferred loan
  • First-time homebuyers in Fairfax County
  • Income limits up to 100% AMI
  • Repaid when property sold or refinanced

How to Apply

A grant-savvy contractor in Centerville, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Fairfax County First-Time Homebuyer Loan provide in Centerville, VA?

Loan up to $15,000 for down payment.

How do I apply for Fairfax County First-Time Homebuyer Loan in Centerville, VA?

Apply directly with Fairfax County Redevelopment & Housing Authority using the official program link on this page or call (703) 246-5100. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Centerville, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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