California Housing Finance Agency / City of Ceres
CalHOME First-Time Homebuyer (Ceres) is available to homeowners in Ceres, CA.
Assists first-time homebuyers in Ceres with down payment and closing costs. Loan is deferred with no interest or monthly payments and is forgiven after 30 years of owner occupancy. Homebuyer education required.
Deferred loan, forgiven after 30 years of occupancy
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Ceres, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Ceres, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Subject to annual funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $50,000 deferred loan.
CalHOME First-Time Homebuyer (Ceres) is open to homeowners in Ceres, CA. It prioritizes low-income households.
Apply directly with California Housing Finance Agency / City of Ceres using the official program link on this page or call (209) 538-5770. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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