CalHFA Affordable Home Ownership Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA Affordable Home Ownership Assistance Program is available to homeowners in Chula Vista, CA.

CalHFA down payment assistance program providing deferred-payment junior loans for first-time homebuyers in California. Can be used for down payment and closing costs, with no monthly payments and no interest.

Deferred loan for down payment/closing costs; repaid when home is sold or refinanced

Data last verified 2026-05-25. How we verify our data.

In Chula Vista, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $30,000
  • First-time homebuyers only
  • Income limits vary by county
  • Deferred loan with no monthly payments
  • Repaid when home is sold or refinanced

How to Apply

A grant-savvy contractor in Chula Vista, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Available while funds last

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CalHFA Affordable Home Ownership Assistance Program provide in Chula Vista, CA?

Down payment assistance up to $30,000.

Who qualifies for CalHFA Affordable Home Ownership Assistance Program in Chula Vista?

CalHFA Affordable Home Ownership Assistance Program is open to homeowners in Chula Vista, CA.

How do I apply for CalHFA Affordable Home Ownership Assistance Program in Chula Vista, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Chula Vista, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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