California Housing Finance Agency
CalHFA First Mortgage Program is available in Citrus Heights, CA.
CalHFA provides low-interest first mortgages for first-time homebuyers and those who haven't owned a home in three years. Features competitive interest rates, low down payment options (3-5%), and can be combined with down payment assistance programs.
Loan amount up to conforming limits; estimate for median home value
Data last verified 2026-06-09. How we verify our data.
In Citrus Heights, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Citrus Heights, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $970,800 loan amount.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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