SC Housing Palmetto Heroes Down Payment Assistance

SC State Housing Finance & Development Authority

Available Down Payment

About This Program

SC Housing Palmetto Heroes Down Payment Assistance is available in Clemson, SC.

Down payment and closing cost assistance for first-time homebuyers in South Carolina, including veterans, law enforcement, firefighters, EMS, and teachers. Forgivable second mortgage forgiven over 5 years. Must be used with SC Housing first mortgage.

Forgivable second mortgage for down payment and closing costs

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Clemson, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • For veterans, first responders, teachers
  • Forgivable over 5 years of occupancy
  • Must use SC Housing first mortgage
  • Income limits apply (varies by county)

How to Apply

A grant-savvy contractor in Clemson, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of military service (DD-214) and, for disability-based grants, your VA disability rating letter.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SC Housing Palmetto Heroes Down Payment Assistance provide in Clemson, SC?

Up to $15,000 down payment assistance.

Who qualifies for SC Housing Palmetto Heroes Down Payment Assistance in Clemson?

SC Housing Palmetto Heroes Down Payment Assistance is available in Clemson, SC. It serves veterans and military families.

How do I apply for SC Housing Palmetto Heroes Down Payment Assistance in Clemson, SC?

Apply directly with SC State Housing Finance & Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Clemson, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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