Mississippi Mortgage Credit Certificate (MCC)

Mississippi Home Corporation

Available Down Payment

About This Program

Mississippi Mortgage Credit Certificate (MCC) is available to homeowners in Clinton, MS.

Federal income tax credit equal to 20% of annual mortgage interest paid, up to $2,000 per year. Available to first-time homebuyers meeting income and purchase price limits. Credit reduces federal tax liability for the life of the mortgage.

Annual tax credit equals 20% of mortgage interest paid, maximum $2,000 per year

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Clinton, MS, you can combine this program with other local help to cut your cost:

Key Details

  • Federal tax credit equal to 20% of mortgage interest
  • Maximum $2,000 per year for life of loan
  • Must be first-time homebuyer
  • Income and purchase price limits apply
  • Can increase buying power and reduce tax liability

How to Apply

A grant-savvy contractor in Clinton, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Mississippi Mortgage Credit Certificate (MCC) provide in Clinton, MS?

Up to $2,000 annual tax credit.

Who qualifies for Mississippi Mortgage Credit Certificate (MCC) in Clinton?

Mississippi Mortgage Credit Certificate (MCC) is open to homeowners in Clinton, MS.

How do I apply for Mississippi Mortgage Credit Certificate (MCC) in Clinton, MS?

Apply directly with Mississippi Home Corporation using the official program link on this page or call (601) 718-4642. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Clinton, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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