California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance loans up to 20% of the purchase price for first-time homebuyers. The loan is a shared appreciation loan: no monthly payments, but CalHFA shares in the appreciation when you sell or refinance. Program periodically reopens.

Loan amount up to 20% of purchase price; no monthly payment but shared appreciation

Data last verified 2026-06-09. How we verify our data.

In Clovis, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to 20% of price
  • Shared appreciation loan (no monthly payment)
  • CalHFA shares in home appreciation at sale
  • First-time homebuyer requirement
  • Currently waitlisted, check for reopening

How to Apply

A grant-savvy contractor in Clovis, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program currently paused; check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Clovis, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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