Idaho Housing First-Time Homebuyer Program

Idaho Housing and Finance Association

Available Down Payment

About This Program

Idaho Housing First-Time Homebuyer Program is available to homeowners in Coeur d'Alene, ID.

Down payment and closing cost assistance for first-time homebuyers in Idaho. Offers low-interest mortgages and down payment assistance grants. Income and purchase price limits apply based on county.

Down payment assistance grant; does not need to be repaid if occupancy requirements met

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Coeur d'Alene, ID, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • First-time homebuyers or not owned in 3 years
  • Income and purchase price limits apply
  • Available throughout Idaho including Coeur d'Alene
  • Can be combined with low-interest mortgage

How to Apply

A grant-savvy contractor in Coeur d'Alene, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Idaho Housing First-Time Homebuyer Program provide in Coeur d'Alene, ID?

Down payment assistance up to $15,000.

Who qualifies for Idaho Housing First-Time Homebuyer Program in Coeur d'Alene?

Idaho Housing First-Time Homebuyer Program is open to homeowners in Coeur d'Alene, ID.

How do I apply for Idaho Housing First-Time Homebuyer Program in Coeur d'Alene, ID?

Apply directly with Idaho Housing and Finance Association using the official program link on this page or call (208) 331-4882. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Coeur d'Alene, ID

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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