Adams County First-Time Homebuyer Assistance

Adams County Community Development

Available Down Payment

About This Program

Adams County First-Time Homebuyer Assistance is available to homeowners in Commerce City, CO.

Adams County provides down payment and closing cost assistance for first-time homebuyers. Available as forgivable loan or grant depending on income level. Must complete homebuyer education course and purchase within Adams County.

Assistance amount varies by income and purchase price

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Commerce City, CO, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • Must be first-time homebuyer
  • Income at or below 100% AMI required
  • Homebuyer education course required
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in Commerce City, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Adams County First-Time Homebuyer Assistance provide in Commerce City, CO?

Up to $15,000 down payment assistance.

Who qualifies for Adams County First-Time Homebuyer Assistance in Commerce City?

Adams County First-Time Homebuyer Assistance is open to homeowners in Commerce City, CO.

How do I apply for Adams County First-Time Homebuyer Assistance in Commerce City, CO?

Apply directly with Adams County Community Development using the official program link on this page or call (303) 637-8000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Commerce City, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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