North Carolina Housing Finance Agency
NC Home Advantage Down Payment Assistance is available in Concord, NC.
Down payment and closing cost assistance for first-time homebuyers in North Carolina. Provides up to 5% of the loan amount or $15,000 toward down payment and closing costs. Must be paired with NC Home Advantage Mortgage or NC 1st Home Advantage Mortgage. Homebuyer education required.
Grant is lesser of $15,000 or 5% of mortgage loan amount
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Concord, NC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Concord, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 or 5% of loan.
Apply directly with North Carolina Housing Finance Agency using the official program link on this page or call (919) 877-5700. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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