CalHFA First-Time Homebuyer Programs

California Housing Finance Agency (CalHFA)

Available Down Payment

About This Program

CalHFA First-Time Homebuyer Programs is available in Concord, CA.

Down payment assistance and affordable first mortgages for first-time homebuyers in California. Multiple programs available with varying income limits and assistance structures. Must complete homebuyer education.

Down payment assistance varies by program, typically 3-3.5% of purchase price

Data last verified 2026-05-25. How we verify our data.

In Concord, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance for first-time buyers
  • Multiple programs with varying income limits
  • Must complete homebuyer education course
  • Available through approved CalHFA lenders
  • Helps overcome down payment barrier

How to Apply

A grant-savvy contractor in Concord, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program through approved lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CalHFA First-Time Homebuyer Programs provide in Concord, CA?

Down payment assistance up to $138,000.

How do I apply for CalHFA First-Time Homebuyer Programs in Concord, CA?

Apply directly with California Housing Finance Agency (CalHFA) using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Concord, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs