California Housing Finance Agency (CalHFA)
California Mortgage Credit Certificate (MCC) is available to homeowners in Concord, CA.
Federal income tax credit equal to 20% of annual mortgage interest paid, providing ongoing tax savings for the life of the loan. Available to first-time homebuyers meeting income and purchase price limits.
Annual tax credit equals 20% of mortgage interest paid, up to $2,000
Data last verified 2026-05-25. How we verify our data.
In Concord, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Concord, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program through approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000 annual tax credit.
California Mortgage Credit Certificate (MCC) is open to homeowners in Concord, CA.
Apply directly with California Housing Finance Agency (CalHFA) using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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