Suffolk County First-Time Homebuyer Program

Suffolk County Department of Economic Development

Waitlist Down Payment

About This Program

Forgivable loan program assisting first-time homebuyers in Suffolk County with down payment and closing costs. Loan is forgiven over 5 years of owner-occupancy. Income limits apply based on household size.

Maximum forgivable loan for down payment and closing cost assistance

Data last verified 2026-06-09. How we verify our data.

In Coram, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Forgivable loan up to $20,000
  • For first-time homebuyers
  • Income limits apply (up to 80% AMI)
  • Forgiven after 5 years of owner-occupancy
  • Currently on waitlist

How to Apply

A grant-savvy contractor in Coram, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently closed, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Coram, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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