California Housing Finance Agency
California Dream For All Shared Appreciation Loan is available in Cotati, CA.
Provides down payment assistance equal to 20% of purchase price for first-time homebuyers in Cotati. Shared appreciation loan is repaid when home is sold, refinanced, or title transfers. Income limits apply.
Loan amount equals 20% of purchase price, repaid when home sells
Data last verified 2026-06-09. How we verify our data.
In Cotati, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Cotati, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Currently waitlisted, check for reopening
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to 20% down payment assistance.
Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs